FAQs

Banking

Required New Account Documents

Bank regulations and requirements can be confusing, that's why we want you to know ahead of time what you will need to bring with you when coming in for a new account with us. This information will help both the Bank and you when it comes to filling out the necessary information to open an account.

Information Needed:

• Name
• Physical Address
• Mailing Address
• Phone Number
• Date of Birth

You will also need two forms of ID, one of which must be a photo ID. Please see the table below for acceptable forms of identification.

Primary	Secondary
State Driver's License State ID Card Military ID Card Passport US Alien Registration Card	Firearm License Library Card Insurance Card Social Security Card Utility Bill Pay Stub Voter Registration Card Credit Card Organizational Membership Card Birth Certificate Property Tax Bill

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G.P.A. (Grades Pay Awards Program)

United Cumberland Bank is helping motivate students to excel in the classroom. At the end of each grading period, we'll make a contribution to the student's G.P.A. account. Be an encourager to your student by reminding them that good grades may award them cash.

Available to students that attend schools in McCreary County, KY or Scott and Campbell County, TN, in grades K-12 with cash deposit awards for good grades. To participate, a student may open a new G.P.A. Savings Account by bringing in their most recent grade card, a copy of their birth certificate and their social security card.

Savings Account as follows:

• GPA of 2.0 to 2.99, the student will receive a $3 deposit
• GPA of 3.0 to 3.99 will earn a $6 deposit
• Perfect 4.0 GPA will earn a $10 deposit 

Supporting area students, like only a hometown bank can!

*Visit any local UCB branch for additional information about applicable terms and fees, current interest rates and annual percentage yields. Fees may reduce he earnings on this account. Once the account is active, future deposits may be made when the student brings in their most recent grade card. Additional deposits to the account may be made at any time.

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Security Tips

The Internet banking service has several effective security techniques that we encourage you to implement when you use the Internet banking service:

1. Never reveal your password to anyone or leave your password anywhere that someone else can obtain and use it.
2. Change your password on a regular basis.
3. Use the Exit button to end each Internet banking session. Do not use the Back button to exit the site.
4. Change your session timeout in User Options to a time that meets your needs.
5. Balance your account on a regular basis. Internet Banking makes it easy!

Security Information Sheets

How to Protect Yourself
How We Protect You
Security Glossary