Individual Retirement Accounts

Individual Retirement Accounts are a safe investment option and can help your retirement portfolio grow. UCB offers:

  • Traditional
  • Roth
  • Education IRAs

IRA Features & Benefits

  • $25 minimum required to open account
  • Your choice of a 12, 18 or 24 month term
  • Interest is compounded and paid semi-annually
  • Interest is tax deferred until time of withdrawal (consult your tax professional)
  • Early withdrawal penalty may apply
  • Please give us a call for competitive market interest rates
  • Please talk with your tax advisor regarding eligibility and tax treatment of the various IRA options
  • View a IRA Traditional and Roth IRA Comparison Chart
  • Read more information about Coverdell Educational IRAs

Visit your local UCB branch for additional information about applicable terms and fees, current interest rates, and annual percentage yields.